"Waste neither time nor money, but make the best use of both. Without industry and frugality, nothing will do, and with them everything. " ~Benjamin Franklin
This morning I pulled into the driveway and said a little prayer. Please universe. Could you send a bit of money my way. Actually a bit more than a bit. Twenty-thousand dollars would be ever so lovely. It would be the security we need. Then I said another prayer within the prayer. Oh, but universe, this money needs to come from a happy place. You see I am fully aware of The Monkey's Paw and do not want the cash should negative consequence result.
Having made my plea I gathered garbage from the car and was about to throw it away when a dime fell out as if it had fallen from the sky. Phenomenal! I revised my prayer to nineteen thousand nine hundred ninety-nine dollars and ninety cents.
Once upon a time we had an emergency fund. Right or wrong that fund was in the stock market. Our money lost half it's value. Then we had to tap into it. Shall we just say our security is quite meager.
Like so many other Americans, our family made less money this year; 2009 is less than 2008 is less than 2007.
We still contribute to our retirement funds. We continue to pay our bills on time. But things are tight. Very very tight. And stressful. This is not what I want. I desire, crave, financial freedom.
Knowing then what we know now we'd make different choices. Hindsight is always 20:20. But the past is in the past. We must look to the future.
In a way I am grateful for the recession. It's taught me to be creative and innovative. It's made me question some long-held beliefs. It's opened the door to the right side of my brain and given me permission to explore. My skill, insight and knowledge have grown. This is wealth in and of itself.
We will continue to be frugal. We're searching for additional income. I sincerely hope this is bottom. We're clawing at the surface of the crater trying to get a hand hold on something that won't crumble. Each new attempt comes with the hope of dragging ourselves up and out.
We are okay.
I truly do not expect this money to fall from the sky (but oh how exciting would that be?!!). I know it must come from me. I am, however, hoping for a karmic nudging to help me along.